
More and more people are realizing
the advantages of pre-arranging their funerals. The process is simple
and the benefit to loved ones left to handle the arrangements is well
recognized. The benefits are numerous: pre-planning allows you to
express your own wishes; when pre-planning there are both guaranteed and
non-guaranteed plans available to choose from; your funeral plan is
transferable in case you move away; it relieves your family of the
financial burden.
Although many of the people we serve decide to pre-pay
their funerals, pre-payment is an option, but not a necessity, when you
pre-arrange with us. Call us to discuss the various options available to
you. You may begin the pre-planning process online now by filling out
the pre-planning form below.
Please E-mail us at
stevenson@midrivers.com for
pre-planning information to be sent out to you
Frequently we get questions about funerals and funeral planning and we hope this section of our website will be valuable to you.
What
are pre-arrangements and how can they benefit my family and me?
Pre-arrangements are making your wishes and desires known in advance
in regard to your funeral arrangements. People who choose to pre-plan
feel like they are saving their loved ones the added burden at a time
of great emotional stress by taking the time now to make some very important
decisions. Pre-arrangements can be as simple as telling us what type
of arrangements you want. These plans may include a traditional service
and burial, cremation, or direct burial. We also coordinate all arrangements
when there is an out-of-town burial.
I
made my pre-arrangements at another funeral home. Can I transfer them
whether I’ve paid for them or not?
We get this question often and the answer is yes. It’s as simple
as contacting us and we will get the paperwork in order for you to sign
to make the transfer. You don’t have to contact the other funeral home.
We will do everything for you.
I
heard that pre-funding can help save money for our family. How does
this work?
We choose to place all of our pre-funding with secure and trustworthy
insurance companies, Fortis Family and Forethought insurance Company.
We place your money in an insurance policy. This allows
us to guarantee the costs of the funeral in today’s prices and you and
your family will never see an increase in the cost of the funeral. Essentially,
we are locking in today’s lower prices and you have no worries of increased
costs.
I
purchased burial insurance through another funeral home. Can I use that
insurance at your funeral home?
Yes you can. The insurance policy is owned by the insured; therefore
it is transferable to any funeral home.
I
would like to make pre-arrangements, but I’m not financially able to
pre-pay at this time? What should I do?
You’re on the right track already because you’ve made the important
decision to pre-plan your funeral. Your family will appreciate that
they will not have to determine the type and cost of your funeral service.
Contrary to belief, you don’t have to pay any money when you pre-arrange
your services. Some people choose to set up a payment plan based on
their budget. We help others organize their personal records so we get
a true picture of their life insurance policies and what funds are available.
Others elect to pay for the funeral services all at one time. Basically,
it is your decision and we strive to work with each family based on
its needs.
Is
it true that Social Security will pay toward funeral expenses?
The answer to this question varies from individual to individual.
For people who qualify, Social Security will pay up to $255. This amount
is paid to the family, not the funeral home. It is our policy at our
funeral home to file all the necessary documents (death certificates,
insurance claim forms, and Social Security notification) for the family
and we will assist the family in determining what Social Security will
pay.
My
husband is a Veteran. What is he entitled to at the time of his death?
When requested by a family, the basic Military Funeral Honors
ceremony is conducted for the deceased veteran. It includes the playing
of the Taps and the folding and presentation of the United States flag
to the veteran’s family. A bugler may play the Taps or, if a
bugler is not available, a recorded version of the Taps will be played.
Also, veterans who qualify are entitled to a grave marker supplied by
the Department of Veteran Affairs. To establish veteran eligibility, the
family needs to provide the DD Form 214 to us. This form is the
certificate of release or discharge from active duty. If a family
doesn’t have this form, we can obtain it for them.